Tamal Bandyopadhyay: Gandhigiri To Get well Bad Loans > 자유게시판

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Every defaulter is not a wilful defaulter who has the capability of paying back and is yet not servicing the bank mortgage, observes Tamal Bandyopadhyay. Remember EMI, the 2008 Hindi movie directed by Saurabh Kabra? The Sanjay Dutt-starrer, a social comedy, was all in regards to the restoration of dangerous loans. Banks, telecom companies and a string of multinationals were solely too joyful to engage Sattar (Dutt), proprietor of fine Luck Restoration Agency, to chase defaulters. Two incidents this month remind me of EMI. Underneath the Mechanism, the HKMA recognizes that SMEs are a "major pillar of the Hong Kong economy" and encourages banks to "provide funding assist to SMEs as far as their credit score policies and risk management principles allow". The SME Financing Guarantee Scheme ("Scheme"), managed by HKMC Insurance coverage Limited, ensures loan amenities prolonged to Hong Kong based SMEs and non-listed enterprises from taking part lenders. The Scheme offers an option for a business in distress to obtain working capital.

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